Build Your Home - and Your Future - With BuildMax

The only thing better than buying a home is building a home. Haven't considered building? You won't consider anything else once you know the benefits of working with our special program- Owner-involved Building.

BuildMax makes building your own home manageable and economical. And you'll build it the solid, old-fashioned way, with quality materials and skilled subcontractors you hire yourself.
 
Plus, because you're building your home rather than buying an existing one, you enjoy the added benefit of having more choice in deciding where you want to live.

If you're willing to work for what you want, you may qualify as a BuildMax customer. Once you do, we'll give you the financial support and technical help you'll need to build a home you can be proud of. You can count on it. It's been done successfully for more than 50 years.
 
Here's How It Works
 
The key quality we look for in customers is a powerful drive to achieve their goals. If you're committed to your dream, and match our financial guidelines, you could be living in your own home within the next six to twelve months.

You Can Get the Home You Need- with our unique owner-involved-building plan. If money for a down payment is the only thing standing between you and a home of your own, and you're willing to work for what you want, you need to talk to BuildMax.
 
Why? Because our proven expertise in financing and construction management, combined with your commitment, lets you build a home right now, when you need it the most.

If you have.....

• A satisfactory recent credit history (620 credit score preferable);
• A yearly income of at least $30,000.00;
• A strong desire to own a home and oversee the project
• A willingness to invest time and energy to achieve your goal;
• (if applicable) A bankruptcy discharged for 24 months. (No exceptions)

....then you're a good candidate for one of our plans described here.
 
Choose The Land
 
First, you select the land on which you want to build. If you don't already own the land and you qualify, we'll help you purchase it.

Select A Plan

Next, you and your family work with your New Home Consultant to select a home design that best suits your budget, your personal style, and your family's current and future needs.
Click here to view select home plans.

Make It Happen

You're the Project Manager. You oversee the construction of your home from start to finish. Because your building company works hand-in-hand with you, you don't need to know how to build a house -- lots of customers don't.

We'll provide you with all the support and information you need. And here's the best part: your active participation will save you tens of thousands of dollars!

With BuildMax's help every step of the way, you'll select your own subcontractors, monitor progress on your home and -- if you choose -- handle some projects yourself to save even more.

This time-tested plan, together with our knowledgeable customer support teams, enables anyone to succeed. You don't need to be an experienced do-it-yourselfer. Our satisfied customers will tell you so.  

Financing Your Finished Home

Investing your time and energy in building your home keeps construction costs down, so if you follow the owner-builder plan, the final value of your finished home is more than likely to exceed your building costs. That means you'll already have many thousands of dollars of equity in your house before you even move in. And, with equity like that, you can obtain competitive permanent financing that keeps your monthly payments manageable from the start.

Starting Your New Life

The day you unlock your own front door for the first time, your family will begin to enjoy the spaciousness, privacy, freedom, and economic security that only a home of your own can provide. And you'll take pride in what you have accomplished.

Your Commitment Is the Real Key

BuildMax's proven plan makes you the key to having your own home. How? By enabling you to become the project manager, overseeing the construction of your home from start to finish. Our company provides time-tested guidance, so the process runs smoothly. You take the time to oversee the work. And the best part is, the money you save by not hiring a general contractor (G.C.) to oversee the project helps build the equity you need to replace that down payment and get you into your new home.
 
Time Well Spent

Overseeing the construction of your new home is a truly worthwhile use of your time. You'll invest time every week -- much of it on the phone -- managing your project. Spending those hours planning and working on your new home can improve your life and your financial picture forever.

No Special Experience Required

With BuildMax support, you can be a successful project manager, even if you're not handy with tools. We don't expect you to build your home yourself. You only have to manage the building process. But if you want to cut costs even more and build more equity, you can choose to do some simple jobs yourself, such as painting and clean-up. And if you're an experienced do-it-yourselfer who can handle substantial work on your own, you'll keep costs at rock bottom. Whether you stick to supervision or get right in there and do the work, you're building more than a house. You're building "sweat equity," a critical part of the owner-involved building plan to help you get a home of your own.

No Expensive General Contractor Required

Why let a general contractor profit from the construction of your new home? Together, you and your New Home Consultant can accomplish the same tasks -- and save up to 20 percent of the cost of your house! When you break the job down, you'll see how manageable it really is. You save money by handling typical general contractor tasks yourself. Remember over 50,000 families have already done this with owner-involved building. You can, too.

Financing*:

The Power to Change Your Life Unique financing plans make your new home possible.

The financing is available through a variety of nationwide lenders. You receive the financial support you need to build your home and save on construction costs.

You and your New Home Consultant work together not only to get you a construction loan, but also to position you for competitive, permanent financing once your home is complete. The plan works this way:

• Land -- You may already own the land you want to build on. If you don't, BuildMax lenders will iinclude the land cost in your construction loan.
• Materials -- We represent lenders that will finance the cost of the materials needed to complete your new home.
• Labor -- Our lenders will finance the labor costs for subcontractors you select.
• Equity -- The most important feature of owner-involved-building programs. Since you're the project manager, you can save thousands of dollars by eliminating the expense of the general contractor. So, by following the owner-involved-building plan, your completed house should be worth more than it cost to build. That difference between what your house is worth and what you owe on it is called "equity." We call it "sweat equity," because you earned it yourself. And it's your "sweat equity" that's your key to permanent mortgage financing.

An example:

BuildMax helps you obtain a construction loan of $160,000 to purchase land, buy materials, pay subcontractors and build a high-quality home. The appraised value of your completed home -- what it's worth on the real estate market -- may be $200,000 (or more). That $40,000 difference is your equity. This equity acts as part of your "down payment" on your permanent financing. When you apply for a mortgage, having equity is the same as having that big down payment that was such a problem before owner-involved-building. Because you have equity, you can get a regular mortgage with manageable monthly payments.
 
A Win / Win Alliance:
We succeed only when you succeed

With our know-how and your work on the building site, we both succeed. You get a quality house. You get into home ownership sooner rather than later, so you can take advantage of all the potential financial benefits right away (e.g., potential tax advantages and building of equity, etc.). And you start sharing in the American dream.

And BuildMax? We feel we are successful only when you've completed your home and obtained a mortgage.

So we have to be sure you win for us to win! We work closely with you to:

• give you the support you need to get the job done right
• help you select and build a quality home you can afford
• help you follow a plan that, in most cases, makes your finished house worth more than what you spent to build it.

Start Your New Life

The day you unlock your own front door for the first time, you and your family will begin to enjoy the spaciousness, privacy, freedom and economic security that only a home of your own can provide. And you'll take pride in the fact that you took control, went to work, and achieved your dream. And you should be proud because, with BuildMax, you are the real key to a home of your own.

Don't let another day go by without starting your journey toward a home of your own!

Owner-building programs: Many years of helping hard-working people access the home they need at the price they can afford.