Financing Your Home

Specialized Construction Loan Financing

BuildMax offers lending solutions that are virtually impossible to obtain from a local lender or mortgage company. Construction loans that empower you to become your own project manager are considered specialty loans. BuildMax has spent the past decade developing relationships with a select few of America’s top construction loan companies. BuildMax only works with lenders that understand and believe in the owner builder concept. It’s important to choose a lender that’s familiar with the concept of ‘sweat-equity’.

Why can’t I get an owner builder construction loan at my local bank?

Simply explained it’s all about risk. Most banks in America will not risk lending you money to build your own home unless you use a licensed General Contractor. The G.C. takes out the risk for the bank but costs you 15-20% of the total project. BuildMax has developed a plan to help you keep the 15-20% you would normally pay a General Contractor. 

How can BuildMax lenders offer me an owner builder construction loan?

BuildMax mitigates the risk for the bank by partnering with you to successfully plan, organize and implement your own homebuilding project. BuildMax develops a feasibility study based on your plans, specs and conditions to determine viability. Once an action plan is developed, an appraisal is complete and all bids are collected, BuildMax will sell you and your project to their bank. BuildMax endorses your project insuring the bank that your homebuilding experience will be successful.

The key is having the right financial solution when managing your own homebuilding or remodel project.